It doesn't help you settle secured debts like a mortgage loan or a car loan, both of which are secured by an underlying asset.Ĭredit card debt is one of the most common types of unsecured debt. Fees can be as high as 25% of your settled debt: Debt settlement fees can be as low as 15% of your enrolled debt, but this company says some customers pay as much as 25%.Īccredited Debt Relief focuses on helping you settle unsecured debt, which can include most types that aren't secured by collateral.Company website offers substantial information on debt settlement: Many debt relief companies offer bare-bones information on their products and services, but Accredited Debt Relief serves as a robust source of information on debt settlement and how the process works.Free consultation: You can speak with a certified debt specialist without any commitment to see if their services are right for you.There are no upfront fees to enroll in the program. No upfront fees for debt settlement: You'll only pay fees as each of your debts is settled. ![]() The fine print on the Accredited Debt Relief website states very plainly that using debt settlement services "will likely adversely affect your credit." It also states that you could be subject to collections or lawsuits brought on by creditors or collectors. ![]() Debt settlement requires that you stop making payments on credit cards and other bills, so this process will damage your credit score.
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